Payments Made Personal.

We partner with businesses to reduce payment costs, modernize their POS, and unlock more value from every transaction. Modern infrastructure. Practical technology. A team that actually helps.

No contracts
Free hardware
Nationwide

Founded in Dallas, TX & Tampa, FL — serving businesses nationwide.

SCROLL

$1M+

In Merchant Fees Saved

1,000+

Businesses Served Nationwide

Zero

Long-Term Contracts

Hands-On

Setup & Ongoing Support

Get Your Free Quote

Tell us a bit about your business and we'll review your current processing setup, identify your savings, and give you a straight answer — no pressure, no obligation.

No long-term contracts — ever
Free hardware for merchants processing $10k+/month
Same-day or next-day funding available
Response within one business day

A True Payments Partner.

Whether you're a merchant looking to cut costs and streamline operations, or a partner looking to build residual income — TopTapPay is built for you.

Merchants

We audit your current processing setup, identify savings, and configure the right technology for your business. Modern equipment, transparent pricing, and a team that stays engaged after the setup.

  • Free terminal or POS system for qualifying merchants
  • Eliminate processing fees with dual pricing
  • No long-term contracts — ever
  • Hands-on setup and ongoing support
Get Started

Built by Agents, for Agents.

Refer merchants and earn residual income for the lifetime of each account. No technical background required. We handle onboarding, setup, and support — you build the relationships.

  • Competitive residual splits
  • Lifetime recurring income per account
  • Full back-office and processing support
  • Transparent portfolio reporting
Become a Partner

Core Principles

Not marketing language. The standard we hold ourselves to — every merchant, every account, every day.

Radical Transparency

No hidden fees, no surprise charges. You see exactly what you pay and why — before you sign anything.

No Contracts, No Traps

Month-to-month only. We earn your business every single month — not because you're locked in, but because we deliver.

People, Not Accounts

You get a real team behind your account — responsive, knowledgeable, and committed to your success.

Built to Save You Money

From cash discounting to interchange optimization — we find every dollar of savings possible. That's our job.

Every Vertical, Covered.

We understand the specific payment challenges of your industry — and we match you with solutions built for your workflow.

What Merchants Are Saying

5.0· All 5-star reviews on Google

Real merchants. Real results. See what businesses are saying about working with TopTapPay.

TZ

Tony Zori

1 month ago

TopTapPay — A Game Changer

As a small business owner, finding a reliable and efficient credit card processing solution is crucial. After trying several different providers, I recently switched to TopTapPay and the experience has been a game changer. From the initial setup to daily transactions, they have consistently exceeded my expectations. Their rates are straightforward and easy to understand — no hidden fees, no surprises. Whenever I've had a question or needed assistance, they've been prompt, knowledgeable, and incredibly helpful. Especially Mr. Reed, Mr. Justin, and Ms. Ginger. Best team! Highly recommend.

NS

Nic Sama

1 month ago

Outstanding Service — 10/10

I want to take a moment to recognize Reed for the outstanding service and support he has provided with our POS system. The system has been seamless, efficient, and has significantly reduced our processing costs — which makes a real difference in a restaurant operation. Beyond the technology itself, what truly sets Reed apart is his availability and commitment. Exceptional customer service is hard to find, and Reed delivers a 10/10 experience. Thank you for your professionalism, reliability, and for helping us successfully set up and streamline our restaurant operations.

SF

Snoopy's Fish & Chicken

1 month ago

Great Setup — Justin Was Excellent

Justin with TopTapPay has been great to work with. He helped us with our Clover system and made sure everything was set up properly so we could use it to its full potential. Very knowledgeable, responsive, and always willing to help. We definitely recommend TopTapPay.

SS

SS Smoke & Vape

2 months ago

No Surprises, Just Execution

Reed and the TopTapPay team have been outstanding to work with. I trust them across multiple businesses, and they've consistently delivered exactly what they promised. Not only did they significantly reduce our processing costs, but they also ensured everything was implemented smoothly from day one. The integrations were seamless, the terminals were set up efficiently, and the entire transition was handled professionally. What stands out most is their follow-through. No surprises, no overpromising — just execution. If you're looking for a payments partner who actually does what they say, I highly recommend TopTapPay.

JW

Jerry W

1 month ago

Can't Speak Highly Enough

Great company. Worked with the founder before — he genuinely cares about the people he works with and their success. Great solutions and great customer service. I would absolutely give them a shot if I were in the market for a POS system or wanted to switch processors. Can't speak highly enough.

SB

Sandy Brothwell

1 month ago

Clover Register — Couldn't Be Happier

Reed and his team have been great with our new register system. This Clover register can do so much more than our old system. Justin the tech guy answers our questions and makes suggestions on additional features we didn't know the system could do! Would highly recommend Reed and Justin with the Clover register system.

All reviews verified on Google Business Profile.

The Team Behind TopTapPay

TopTapPay is led by a team that has built careers in payments, operations, and merchant services. We don't just process transactions — we build partnerships.

TL

Travis Lynch

Co-Founder

Dallas, TX

Travis leads merchant strategy and payment infrastructure at TopTapPay. With deep experience in processing and merchant relationships, he ensures every business we work with has the right technology and the right rates.

Every merchant deserves a real partner, not a portal.

RC

Reed Corless

Co-Founder

Tampa, FL

Reed drives growth, partnerships, and the relationship-first culture that defines TopTapPay. He built this company around one belief: that transparent, accountable service changes how businesses think about payments.

The best payments partner is one where every merchant feels valued, supported, and never surprised.

JS

Justin Sanchez

Director of Operations

Nationwide

Justin oversees merchant onboarding, POS implementation, and day-to-day operations. He's the person who makes sure the technology works, the setup is right, and the merchant experience is seamless from day one.

Merchants wear so many hats. Being able to help them with their POS, save them time, and save them money — that's the kind of impact that changes a business for the better.

Stop Overpaying. Start Saving.

Takes 3 minutes to apply. We'll review your current statement and show you exactly where you can save — no pressure, no obligation.

+1 (904) 901-7616· 24/7 TopTapPay Team Line

Founded in Dallas, TX & Tampa, FL — serving businesses nationwide.